Privacy Policy

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1. Introduction

Datagrator.com (“we,” “us,” or “our”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you use our services, including our website, mobile application, and digital insurance solutions (collectively, the “Services”).

We comply with all applicable data protection laws, including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and other relevant privacy regulations.

2. Information We Collect

We may collect the following types of information:

a. Personal Information

• Name, email address, phone number
• Date of birth, gender, address
• Government-issued ID (for verification purposes)
• Insurance policy details

b. Usage Data

• Browser type, device information, IP address
• Access times, pages viewed, referring URLs

c. Financial and Insurance Data

• Claim history, underwriting information, payment details (where applicable)

3. How We Use Your Information

We use your information to:

• Provide and improve our Services
• Facilitate insurance quotes, underwriting, and claims processing
• Verify your identity
• Comply with legal and regulatory obligations
• Communicate with you regarding updates, offers, and support

4. Legal Basis for Processing (GDPR)

We process personal data under the following legal bases:

• Consent
• Performance of a contract
• Legal obligation
• Legitimate interest (e.g., fraud prevention, service improvement)

5. How We Share Information

We may share your information with:

• Insurance partners and underwriters to provide quotes and coverage
• Third-party service providers (e.g., cloud hosting, analytics, KYC vendors)
• Regulatory authorities if legally required
• Acquirers or successors in the event of a merger or acquisition

We never sell your personal data.

6. International Data Transfers

If we transfer data outside the EEA or UK, we ensure appropriate safeguards, such as Standard Contractual Clauses (SCCs) or equivalent legal mechanisms.

7. Data Retention

We retain your data only as long as necessary for the purposes stated, or as required by law (e.g., for audit or compliance purposes).

8. Your Rights

You have the right to:

• Access, correct, or delete your personal data
• Withdraw consent at any time
• Object to or restrict processing
• Data portability
• File a complaint with a data protection authority

To exercise your rights, contact us at [Insert Email Address].

9. Cookies and Tracking

We use cookies and similar technologies for analytics, personalization, and security. You can manage your cookie preferences through your browser settings.

10. Data Security

We implement technical and organizational measures to protect your information, including encryption, access controls, and regular security reviews in compliance with ISO 27001 and related standards.

11. Children’s Privacy

Our services are not intended for children under 16. We do not knowingly collect personal data from minors.

12. Updates to This Policy

We may update this Privacy Policy periodically. When we do, we will revise the “Effective Date” and notify users as required by law.

13. Contact Us

If you have any questions about this policy or our data practices, please contact:

Privacy Officer
dataprotectionofficer@datagrator.com